"Define life quality as the ultimate return When asked whether his best trade is still ahead of him, Raoul Pal reframed the question entirely: "My best trade is always the same — it"s in quality of life.' He defines this not as material accumulation but as "friends, family, how you live, having a lust for life, a curiosity, enjoying being outside of your comfort zone." His framework is that "there"s your comfort zone and there's where the magic happens and they don't overlap,' and that the goal is to fill a metaphorical bank account with quality-of-life experiences that compound over a lifetime. Someone applying this lesson would periodically audit how much of their time and energy is directed toward accumulating experiences versus accumulating possessions. Source: Raoul Pal, Real Vision, Best and Worst Trades with Raoul Pal"